---
title: How Homeowners Association Residents Can Take Action Against Junk Mail
description: Residents in a homeowners association can noticeably reduce the amount of junk mail in their mailboxes just by picking up the phone or hopping online.
image: https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/ThinkstockPhotos-78431253-Junk_mail_overflowing_in_mailbox-1.jpg
---

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# How Homeowners Association Residents Can Take Action Against Junk Mail

By  [ HOA Manager Written by HOA Manager ](https://blog.hignellhoa.com/author/hoa-manager)    |   

 Sep 11, 2015 12:00:00 AM

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![Junk_mail_overflowing_in_mailbox](https://blog.hignellhoa.com/hs-fs/hubfs/Imported_Blog_Media/ThinkstockPhotos-78431253-Junk_mail_overflowing_in_mailbox-1.jpg?width=368&name=ThinkstockPhotos-78431253-Junk_mail_overflowing_in_mailbox-1.jpg "Junk_mail_overflowing_in_mailbox")Disgusted by all of those unsolicited credit card offers clogging up your mailbox? Tired of lugging catalogs and junk mail to the recycling bin? All of this unwanted mail creates nothing but headaches and wasted paper for homeowners association residents, so it’s no wonder putting an end to it is a priority for many people.

While you can’t eliminate everything, you can noticeably reduce the avalanche of paper in your mailbox just by picking up the phone or hopping online.

## **So Long, Pre-Screened Credit Offers**

If your credit is anywhere near good, credit bureaus are selling your name to credit card companies as a hot prospect. That’s why you’re getting those “you’ve been pre-approved” offers every day.

Put an end to it by calling 1-888-5-OPT-OUT (1-888-567-8688). You will need to provide your name, address, telephone number, Social Security number and date of birth to ensure your opt-out request matches your credit record rather than someone else who shares your name. You can also opt out online [here](http://www.optoutprescreen.com).

If you prefer not to disclose your Social Security number and date of birth, the online form does not require this information. However, the website strongly urges you to provide this information because it helps ensure that your request will be processed correctly, and it protects your information from unauthorized access.

Opting out is good for five years. However, if you’d like your name removed permanently, you will be mailed a confirmation form within about five business days to sign and return. For more information see the FTC’s [Facts for Consumers, Prescreened Offers of Credit and Insurance](http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre17.shtm)*.*

Although you don’t have total control over the information that’s shared by financial companies, you do have some. For more on how to limit data sharing by banks and other financial institutions, read the Privacy Rights Clearing house Fact Sheet 24, *Protecting Financial Privacy in the New Millennium: The Burden Is on You.*

## **Jettison the Junk Mail**

[Homeowners association residents](https://blog.hignellhoa.com/ways-residents-can-increase-their-home-s-value-in-the-association) can reduce other types of junk mail including magazine offers, sweepstakes and other national advertising mail by contacting the Direct Marketing Association’s (DMA) Mail Preference Service (MPS). [This opt-out](https://www.dmachoice.org/) lasts for five years and can be renewed. There is no charge for registering online.

## **Cut Out the Catalogs**

When you buy something from a mail-order catalog, your transaction is likely to be reported to Abacus, a company that compiles a cooperative database of catalog and publishing companies' customers. Your name is then sold to other mail-order companies that send you catalogs and offers. This explains why you are likely to receive several unsolicited catalogs after ordering anything by mail.

To opt out of the Abacus database, write to Abacus, P.O. Box 1478, Broomfield, CO 80038 or email abacusoptout@epsilon.com. For more information, [click here](http://www.epsilon.com/).

You’ll have to notify companies yourself that do not participate in the DMA and Abacus opt-out programs. Contact the customer service department and request that your name and address not be shared with other companies. Contact magazines, charities, nonprofit organizations and professional associations to which you have either donated money or joined.

It may take a few months to see results, but eventually the mess in your mailbox or homeowners CBU Units will thin out.

The one thing you should look out for in your mailbox? Any [communications](https://blog.hignellhoa.com/what-not-to-do-when-you-receive-communications-from-your-hoa-board) from your homeowners association, to keep you informed about the happenings in your community.

 

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