--- title: "Special Assessments in a Homeowners Association: A Necessary Evil" description: Special assessments in a homeowners association can be a necessary hardship for homeowners, but should be levied for the good of the community. image: https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/100429359-resized-600-2.jpg --- [Skip to content](https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil#main-content) [OWNER PORTAL](https://www.hignellhoa.com/owner-portal)|[CALL (530) 419‑6032](tel:5304196032)[![GET A FREE HOA ANALYSIS](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/47820439/5c25c044-6299-494a-9ee9-03dd5dfc13a5.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/47820439/5c25c044-6299-494a-9ee9-03dd5dfc13a5)[![PURCHASE CONSULTING HOURS](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/47820439/3958a588-baae-4ff9-bd9d-021be597a7be.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/47820439/3958a588-baae-4ff9-bd9d-021be597a7be) Close ** Click to close ![Special Assessments in a Homeowners Association: A Necessary Evil](https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/100429359-resized-600-2.jpg) [HOA MaintenanceHOA Maintenance](https://blog.hignellhoa.com/tag/hoa-maintenance), [HOA FeesHOA Fees](https://blog.hignellhoa.com/tag/hoa-fees) --- # Special Assessments in a Homeowners Association: A Necessary Evil By  [ HOA Manager Written by HOA Manager ](https://blog.hignellhoa.com/author/hoa-manager)    |    Nov 19, 2014 12:00:00 AM Share this Blog [![Share on facebook](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/facebook-icon.svg) ](http://www.facebook.com/share.php?u=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=facebook) [![Share on twitter](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/twitter-icon.svg) ](https://twitter.com/intent/tweet?original_referer=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=twitter&url=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=twitter&source=tweetbutton&text=) [![Share on instagram](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/instagram-icon.svg) ](http://www.instagram.com/share.php?u=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=instagram) [![Share on linkedin](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/linkedin-icon.svg) ](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=linkedin) [![Share on whatsapp](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/whatsapp-icon.svg) ](https://web.whatsapp.com) ![money and wallet](https://blog.hignellhoa.com/hs-fs/hubfs/Imported_Blog_Media/100429359-resized-600-1.jpg?width=380&name=100429359-resized-600-1.jpg "money and wallet")There is no way to sugar-coat a special assessment. Receiving a notice that you owe more money to your homeowners association can not only put a damper on your day but also a dent in your wallet, both of which the board is sympathetic to. In a perfect world, there would never be a need for special assessments—or any other type of assessments for that matter—but sadly; they are sometimes a necessary evil. ## Purpose of special assessments Often times, special assessments are levied when the Association needs to make essential repairs, improvements or additions to the common elements, but lacks extra reserve funds to cover the costs. While the HOA board puts in its best effort to keep a healthy reserve fund and to budget in advance for these types of projects, occasionally unforeseen expenses occur. When this happens, it has to call upon residents to pitch in financially so that the homeowners association can remain solvent. Unfortunately special assessments are not optional fees, and residents are responsible for paying special assessments in the same way they are responsible for general Association assessments. Just remember, though, that these fees are funding projects that will benefit all residents, and your special assessment fees are your contribution toward that. ## Special assessments aren't taken lightly Of course, the HOA board does not take levying special assessments lightly. Not only does the board understand that special assessments can be a hardship, but—since it would also be responsible for paying its share of any new special assessment—it’s an extra financial burden on resident board members as well. Because of this, the board tries to make [levying special assessments](http://www.nolo.com/legal-encyclopedia/homeowners-association/when-hoa-associations-can-impose-special-assessments.html) a last resort, and, if passed, offer payment plans when possible. There are also regulations set forth in the bylaws that the board must follow before levying a special assessment, and in some instances require residents to vote on the proposed project before adopting the special assessment for it. Make sure your opinions on these matters are heard by attending open board meetings and voting on these critical projects.       While none of this changes the fact that having to pay special assessments fees is about as fun as a root canal, just remember that it is all part of the greater good for the homeowners association. They are investments to your home and your community, and can help keep your Association a wonderful place to live for years to come. Share this Blog [![Share on facebook](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/facebook-icon.svg) ](http://www.facebook.com/share.php?u=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=facebook) [![Share on twitter](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/twitter-icon.svg) ](https://twitter.com/intent/tweet?original_referer=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=twitter&url=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=twitter&source=tweetbutton&text=) [![Share on instagram](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/instagram-icon.svg) ](http://www.instagram.com/share.php?u=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=instagram) [![Share on linkedin](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/linkedin-icon.svg) ](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil&utm_medium=social&utm_source=linkedin) [![Share on whatsapp](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/whatsapp-icon.svg) ](https://web.whatsapp.com) [** Previous Post Previous Post ](https://blog.hignellhoa.com/how-the-budget-committee-works-in-a-homeowners-association) [** View all posts ](https://blog.hignellhoa.com/) [Next Post ** Next Post ](https://blog.hignellhoa.com/tips-to-help-hoa-board-members-manage-homeowner-forums) ## Recent Posts [![Can an HOA Board Make Important Decisions without Homeowners?-featured-image](https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/HOA%20Board%20Meeting%20-640178088-1.jpg) ](https://blog.hignellhoa.com/can-an-hoa-board-make-important-decisions-without-homeowners) ### [Can an HOA Board Make Important Decisions without Homeowners? Click to view Can an HOA Board Make Important Decisions without Homeowners?](https://blog.hignellhoa.com/can-an-hoa-board-make-important-decisions-without-homeowners) Can an HOA board make decisions without homeowner approval? In many cases, yes. HOA board members are elected... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/can-an-hoa-board-make-important-decisions-without-homeowners) [![HOA Management vs. HOA Consulting: Which Does Your California Board Need?-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/HOA%20Management%20vs.%20HOA%20Consulting%20Which%20Does%20Your%20Board%20Need.webp) ](https://blog.hignellhoa.com/hoa-management-vs-hoa-consulting) ### [HOA Management vs. HOA Consulting: Which Does Your California Board Need? Click to view HOA Management vs. HOA Consulting: Which Does Your California Board Need?](https://blog.hignellhoa.com/hoa-management-vs-hoa-consulting) Some HOA boards need consistent support managing day-to-day responsibilities, while others need expert... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/hoa-management-vs-hoa-consulting) [![HOA Rule Enforcement: Best Practices to Stay Fair, Legal, and Effective-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/HOA%20Rule%20Enforcement%20Best%20Practices%20to%20Stay%20Fair%20Legal%20and%20Effective.jpg) ](https://blog.hignellhoa.com/hoa-rule-enforcement-best-practices) ### [HOA Rule Enforcement: Best Practices to Stay Fair, Legal, and Effective Click to view HOA Rule Enforcement: Best Practices to Stay Fair, Legal, and Effective](https://blog.hignellhoa.com/hoa-rule-enforcement-best-practices) HOA rule enforcement plays a key role in maintaining a well-managed, high-functioning community. When rules... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/hoa-rule-enforcement-best-practices) [![The Role of an HOA Manager: What Boards Should Expect Before, During, and After the Working Relationship Begins-featured-image](https://blog.hignellhoa.com/hubfs/The%20Role%20of%20an%20HOA%20Manager_What%20Boards%20Should%20Expect%20Before%2c%20During%2c%20and%20After%20the%20Working%20Relationship%20Begins.jpg) ](https://blog.hignellhoa.com/the-role-of-an-hoa-manager-what-boards-should-expect) ### [The Role of an HOA Manager: What Boards Should Expect Before, During, and After the Working Relationship Begins Click to view The Role of an HOA Manager: What Boards Should Expect Before, During, and After the Working Relationship Begins](https://blog.hignellhoa.com/the-role-of-an-hoa-manager-what-boards-should-expect) Many HOA board members know when their community needs additional support, but it isn’t always clear what... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/the-role-of-an-hoa-manager-what-boards-should-expect) [![Budgeting for Major HOA Projects: How Boards Can Plan Without Special Assessments-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/Budgeting%20for%20Major%20HOA%20Projects%20How%20Boards%20Can%20Plan%20Without%20Special%20Assessments.webp) ](https://blog.hignellhoa.com/hoa-budgeting-planning-major-projects-without-special-assessments) ### [Budgeting for Major HOA Projects: How Boards Can Plan Without Special Assessments Click to view Budgeting for Major HOA Projects: How Boards Can Plan Without Special Assessments](https://blog.hignellhoa.com/hoa-budgeting-planning-major-projects-without-special-assessments) Effective HOA budgeting plays a critical role in helping communities prepare for large repair and improvement... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/hoa-budgeting-planning-major-projects-without-special-assessments) [![HOA Insurance Explained: What Every Board Member Needs to Know in 2026-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/HOA%20Insurance%20Explained%20What%20Every%20Board%20Member%20Needs%20to%20Know%20in%202026.webp) ](https://blog.hignellhoa.com/hoa-insurance-explained-what-every-board-member-needs-to-know-in-2026) ### [HOA Insurance Explained: What Every Board Member Needs to Know in 2026 Click to view HOA Insurance Explained: What Every Board Member Needs to Know in 2026](https://blog.hignellhoa.com/hoa-insurance-explained-what-every-board-member-needs-to-know-in-2026) HOA insurance is one of the most important responsibilities an association board oversees. It protects the... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/hoa-insurance-explained-what-every-board-member-needs-to-know-in-2026) [![Understanding California HOA Laws in 2026: Key Updates for Boards-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/Understanding%20California%20HOA%20Laws%20in%202026%20Key%20Updates%20for%20Boards.webp) ](https://blog.hignellhoa.com/understanding-california-hoa-laws-in-2026-key-updates-for-boards) ### [Understanding California HOA Laws in 2026: Key Updates for Boards Click to view Understanding California HOA Laws in 2026: Key Updates for Boards](https://blog.hignellhoa.com/understanding-california-hoa-laws-in-2026-key-updates-for-boards) California HOA laws continue to evolve year after year, and 2026 is no exception. New legislation, regulatory... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/understanding-california-hoa-laws-in-2026-key-updates-for-boards) [![How to Run Effective HOA Board Meetings (and Avoid Common Pitfalls)-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/senior-beautiful-woman-sitting-at-a-table-outside-2026-01-09-07-46-51-utc%20(2).jpg) ](https://blog.hignellhoa.com/how-to-run-hoa-meetings) ### [How to Run Effective HOA Board Meetings (and Avoid Common Pitfalls) Click to view How to Run Effective HOA Board Meetings (and Avoid Common Pitfalls)](https://blog.hignellhoa.com/how-to-run-hoa-meetings) HOA board meetings are essential to the health of a community, but they can easily become stressful,... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/how-to-run-hoa-meetings) [![Self-Managed HOA vs. Professional Management: A Cost-Benefit Guide-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/Self-Managed%20vs%20Professional%20HOA%20Management%20A%20Cost-Benefit%20Guide%20for%20Boards.jpg) ](https://blog.hignellhoa.com/self-managed-hoa-vs-professional-management) ### [Self-Managed HOA vs. Professional Management: A Cost-Benefit Guide Click to view Self-Managed HOA vs. Professional Management: A Cost-Benefit Guide](https://blog.hignellhoa.com/self-managed-hoa-vs-professional-management) Many HOA boards start out self-managed because it seems like the most cost-effective approach. Without... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/self-managed-hoa-vs-professional-management) [![The Essential HOA Board Responsibilities That Guide Every Community-featured-image](https://blog.hignellhoa.com/hubfs/An%20HOA%20board%20meeting%20at%20an%20outdoor%20table%20with%20laptops.jpg) ](https://blog.hignellhoa.com/10-fundamental-principles-of-a-homeowners-association) ### [The Essential HOA Board Responsibilities That Guide Every Community Click to view The Essential HOA Board Responsibilities That Guide Every Community](https://blog.hignellhoa.com/10-fundamental-principles-of-a-homeowners-association) Homeowners associations play a big role in keeping neighborhoods well-maintained, financially healthy, and... [Learn More ** Click to view blog post ](https://blog.hignellhoa.com/10-fundamental-principles-of-a-homeowners-association) ** Please ensure Javascript is enabled for purposes of [website accessibility](https://userway.org) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "HOA Manager", "url" : "https://blog.hignellhoa.com/author/hoa-manager" }, "dateModified" : "2024-12-16T23:50:20.088Z", "datePublished" : "2014-11-19T05:00:00.000Z", "headline" : "Special Assessments in a Homeowners Association: A Necessary Evil", "image" : [ "https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/100429359-resized-600-2.jpg" ], "mainEntityOfPage" : { "@id" : "https://blog.hignellhoa.com/special-assessments-in-a-homeowners-association-a-necessary-evil", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.hignellhoa.com/hubfs/Hignell-Property-Management/Hignell-logo-2023.svg" } } } ```