---
title: "Homeowners Association Documents Part 1: Articles of Incorporation and CC&Rs"
description: Get an overview of the typical governing documents of California homeowner associations.
image: https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs-photo-1.jpg
---

[Skip to content](https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs#main-content)

[OWNER PORTAL](https://www.hignellhoa.com/owner-portal)|<https://careers.hignell.com/>[CALL (530) 419‑6032](tel:5304196032)[![GET A FREE HOA ANALYSIS](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/47820439/5c25c044-6299-494a-9ee9-03dd5dfc13a5.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/47820439/5c25c044-6299-494a-9ee9-03dd5dfc13a5)[![PURCHASE CONSULTING HOURS](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/47820439/3958a588-baae-4ff9-bd9d-021be597a7be.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/47820439/3958a588-baae-4ff9-bd9d-021be597a7be)

Close ** 

Click to close

![Homeowners Association Documents Part 1: Articles of Incorporation and CC&Rs](https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs-photo-1.jpg)

[HOA ManagementHOA Management](https://blog.hignellhoa.com/tag/hoa-management), [Member of HOAMember of HOA](https://blog.hignellhoa.com/tag/member-of-hoa), [HOA Documents and ContractsHOA Documents and Contracts](https://blog.hignellhoa.com/tag/hoa-documents-and-contracts)

---

# Homeowners Association Documents Part 1: Articles of Incorporation and CC&Rs

By  [ HOA Manager Written by HOA Manager ](https://blog.hignellhoa.com/author/hoa-manager)    |   

 Feb 12, 2013 12:00:00 AM

Share this Blog

[![Share on facebook](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/facebook-icon.svg) ](http://www.facebook.com/share.php?u=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=facebook) [![Share on twitter](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/twitter-icon.svg) ](https://twitter.com/intent/tweet?original_referer=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=twitter&url=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=twitter&source=tweetbutton&text=) [![Share on instagram](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/instagram-icon.svg) ](http://www.instagram.com/share.php?u=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=instagram) [![Share on linkedin](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/linkedin-icon.svg) ](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=linkedin) [![Share on whatsapp](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/whatsapp-icon.svg) ](https://web.whatsapp.com)

![pen pointing at the word "research"](https://blog.hignellhoa.com/hs-fs/hubfs/Imported_Blog_Media/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs-photo-2.jpg?width=337&name=homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs-photo-2.jpg)When I was in High School, I took two years of Latin. I am not sure why. Even at that time, it was a language that was no longer used. Neither my family nor friends were ever impressed with 18 or even 80 conjugated forms of the verb 'porto'.

Since that time, I still have not met anyone who could speak Latin and it is certainly not something that people naturally pick up in everyday life. In the same way, very few people naturally acquire knowledge of such things as CC&Rs, ByLaws, or related items in their everyday life.

## Governing Documents

Until you move into a homeowner association, the idea that there are a large body of homeowners association documents out there might not even be something you know at all. With this in mind, we'll take a glimpse into the typical governing documents of California homeowner's associations. These usually include the Articles of Incorporation, the Covenants, Conditions, and Restrictions (CC&Rs), the ByLaws, and any Architectural Guidelines or Rules. Today we will consider the Articles of Incorporation and the CC&Rs.

## Articles of Incorporation

The Articles of Incorporation ("Articles") are only a few pages long. They are filed at the state level with the Secretary of State. This is the document that identifies the association as a corporation (the association is "Incorporated"). Generally, after the Articles are filed with the state, they are rarely referred to or needed in the day-to-day operation and management of the association.

## Covenants, Conditions & Restrictions (CC&Rs)

In contrast, the CC&Rs are recorded at the county level in which the association is located and they are very relevant to the daily life of the association.

When you buy into a community with CC&Rs, you agree to the terms of this document. With that agreement you receive certain rights and have certain obligations. You have a responsibility to follow the CC&Rs.

This document outlines restrictions on the use of your property, explains maintenance responsibilities of both owners and the association, and covers various other topics such as:

- Insurance requirements
- Dispute resolution
- Architectural issues
- Responsibilities for payment of assessments

It's helpful to have a company that is familiar with all of the homeowners association documents to assist your board in staying compliant. 

Share this Blog

[![Share on facebook](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/facebook-icon.svg) ](http://www.facebook.com/share.php?u=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=facebook) [![Share on twitter](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/twitter-icon.svg) ](https://twitter.com/intent/tweet?original_referer=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=twitter&url=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=twitter&source=tweetbutton&text=) [![Share on instagram](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/instagram-icon.svg) ](http://www.instagram.com/share.php?u=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=instagram) [![Share on linkedin](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/linkedin-icon.svg) ](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs&utm_medium=social&utm_source=linkedin) [![Share on whatsapp](https://fs.hubspotusercontent00.net/hubfs/4172253/OneTheme/social-icons/whatsapp-icon.svg) ](https://web.whatsapp.com)

[** View all posts ](https://blog.hignellhoa.com/)

[Next Post ** Next Post ](https://blog.hignellhoa.com/4-factors-that-make-a-homeowners-association-a-great-place-to-live)

## Recent Posts

[![Can an HOA Board Make Important Decisions without Homeowners?-featured-image](https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/HOA%20Board%20Meeting%20-640178088-1.jpg) 

](https://blog.hignellhoa.com/can-an-hoa-board-make-important-decisions-without-homeowners)

### [Can an HOA Board Make Important Decisions without Homeowners? Click to view Can an HOA Board Make Important Decisions without Homeowners?](https://blog.hignellhoa.com/can-an-hoa-board-make-important-decisions-without-homeowners)

Can an HOA board make decisions without homeowner approval? In many cases, yes. HOA board members are elected...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/can-an-hoa-board-make-important-decisions-without-homeowners)

[![HOA Management vs. HOA Consulting: Which Does Your California Board Need?-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/HOA%20Management%20vs.%20HOA%20Consulting%20Which%20Does%20Your%20Board%20Need.webp) 

](https://blog.hignellhoa.com/hoa-management-vs-hoa-consulting)

### [HOA Management vs. HOA Consulting: Which Does Your California Board Need? Click to view HOA Management vs. HOA Consulting: Which Does Your California Board Need?](https://blog.hignellhoa.com/hoa-management-vs-hoa-consulting)

Some HOA boards need consistent support managing day-to-day responsibilities, while others need expert...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/hoa-management-vs-hoa-consulting)

[![HOA Rule Enforcement: Best Practices to Stay Fair, Legal, and Effective-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/HOA%20Rule%20Enforcement%20Best%20Practices%20to%20Stay%20Fair%20Legal%20and%20Effective.jpg) 

](https://blog.hignellhoa.com/hoa-rule-enforcement-best-practices)

### [HOA Rule Enforcement: Best Practices to Stay Fair, Legal, and Effective Click to view HOA Rule Enforcement: Best Practices to Stay Fair, Legal, and Effective](https://blog.hignellhoa.com/hoa-rule-enforcement-best-practices)

HOA rule enforcement plays a key role in maintaining a well-managed, high-functioning community. When rules...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/hoa-rule-enforcement-best-practices)

[![The Role of an HOA Manager: What Boards Should Expect Before, During, and After the Working Relationship Begins-featured-image](https://blog.hignellhoa.com/hubfs/The%20Role%20of%20an%20HOA%20Manager_What%20Boards%20Should%20Expect%20Before%2c%20During%2c%20and%20After%20the%20Working%20Relationship%20Begins.jpg) 

](https://blog.hignellhoa.com/the-role-of-an-hoa-manager-what-boards-should-expect)

### [The Role of an HOA Manager: What Boards Should Expect Before, During, and After the Working Relationship Begins Click to view The Role of an HOA Manager: What Boards Should Expect Before, During, and After the Working Relationship Begins](https://blog.hignellhoa.com/the-role-of-an-hoa-manager-what-boards-should-expect)

Many HOA board members know when their community needs additional support, but it isn’t always clear what...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/the-role-of-an-hoa-manager-what-boards-should-expect)

[![Budgeting for Major HOA Projects: How Boards Can Plan Without Special Assessments-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/Budgeting%20for%20Major%20HOA%20Projects%20How%20Boards%20Can%20Plan%20Without%20Special%20Assessments.webp) 

](https://blog.hignellhoa.com/hoa-budgeting-planning-major-projects-without-special-assessments)

### [Budgeting for Major HOA Projects: How Boards Can Plan Without Special Assessments Click to view Budgeting for Major HOA Projects: How Boards Can Plan Without Special Assessments](https://blog.hignellhoa.com/hoa-budgeting-planning-major-projects-without-special-assessments)

Effective HOA budgeting plays a critical role in helping communities prepare for large repair and improvement...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/hoa-budgeting-planning-major-projects-without-special-assessments)

[![HOA Insurance Explained: What Every Board Member Needs to Know in 2026-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/HOA%20Insurance%20Explained%20What%20Every%20Board%20Member%20Needs%20to%20Know%20in%202026.webp) 

](https://blog.hignellhoa.com/hoa-insurance-explained-what-every-board-member-needs-to-know-in-2026)

### [HOA Insurance Explained: What Every Board Member Needs to Know in 2026 Click to view HOA Insurance Explained: What Every Board Member Needs to Know in 2026](https://blog.hignellhoa.com/hoa-insurance-explained-what-every-board-member-needs-to-know-in-2026)

HOA insurance is one of the most important responsibilities an association board oversees. It protects the...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/hoa-insurance-explained-what-every-board-member-needs-to-know-in-2026)

[![Understanding California HOA Laws in 2026: Key Updates for Boards-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/Understanding%20California%20HOA%20Laws%20in%202026%20Key%20Updates%20for%20Boards.webp) 

](https://blog.hignellhoa.com/understanding-california-hoa-laws-in-2026-key-updates-for-boards)

### [Understanding California HOA Laws in 2026: Key Updates for Boards Click to view Understanding California HOA Laws in 2026: Key Updates for Boards](https://blog.hignellhoa.com/understanding-california-hoa-laws-in-2026-key-updates-for-boards)

California HOA laws continue to evolve year after year, and 2026 is no exception. New legislation, regulatory...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/understanding-california-hoa-laws-in-2026-key-updates-for-boards)

[![How to Run Effective HOA Board Meetings (and Avoid Common Pitfalls)-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/senior-beautiful-woman-sitting-at-a-table-outside-2026-01-09-07-46-51-utc%20(2).jpg) 

](https://blog.hignellhoa.com/how-to-run-hoa-meetings)

### [How to Run Effective HOA Board Meetings (and Avoid Common Pitfalls) Click to view How to Run Effective HOA Board Meetings (and Avoid Common Pitfalls)](https://blog.hignellhoa.com/how-to-run-hoa-meetings)

HOA board meetings are essential to the health of a community, but they can easily become stressful,...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/how-to-run-hoa-meetings)

[![Self-Managed HOA vs. Professional Management: A Cost-Benefit Guide-featured-image](https://blog.hignellhoa.com/hubfs/Blog%20Images/Self-Managed%20vs%20Professional%20HOA%20Management%20A%20Cost-Benefit%20Guide%20for%20Boards.jpg) 

](https://blog.hignellhoa.com/self-managed-hoa-vs-professional-management)

### [Self-Managed HOA vs. Professional Management: A Cost-Benefit Guide Click to view Self-Managed HOA vs. Professional Management: A Cost-Benefit Guide](https://blog.hignellhoa.com/self-managed-hoa-vs-professional-management)

Many HOA boards start out self-managed because it seems like the most cost-effective approach. Without...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/self-managed-hoa-vs-professional-management)

[![The Essential HOA Board Responsibilities That Guide Every Community-featured-image](https://blog.hignellhoa.com/hubfs/An%20HOA%20board%20meeting%20at%20an%20outdoor%20table%20with%20laptops.jpg) 

](https://blog.hignellhoa.com/10-fundamental-principles-of-a-homeowners-association)

### [The Essential HOA Board Responsibilities That Guide Every Community Click to view The Essential HOA Board Responsibilities That Guide Every Community](https://blog.hignellhoa.com/10-fundamental-principles-of-a-homeowners-association)

Homeowners associations play a big role in keeping neighborhoods well-maintained, financially healthy, and...

[Learn More ** Click to view blog post ](https://blog.hignellhoa.com/10-fundamental-principles-of-a-homeowners-association)

** 

Please ensure Javascript is enabled for purposes of [website accessibility](https://userway.org)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "HOA Manager",
    "url" : "https://blog.hignellhoa.com/author/hoa-manager"
  },
  "dateModified" : "2024-12-16T23:56:20.854Z",
  "datePublished" : "2013-02-12T05:00:00.000Z",
  "headline" : "Homeowners Association Documents Part 1: Articles of Incorporation and CC&Rs",
  "image" : [ "https://blog.hignellhoa.com/hubfs/Imported_Blog_Media/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs-photo-1.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://blog.hignellhoa.com/homeowners-association-documents-part-1-articles-of-incorporation-and-cc-rs",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://blog.hignellhoa.com/hubfs/Hignell-Property-Management/Hignell-logo-2023.svg"
    }
  }
}
```